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Risk / Credit Analyst- Excellent Jobs HND / BA / BSc Job

2023-02-10 11:41   Other categories   Lagos   780 views
Job Details

Location: Mainland, Lagos

Employment Type: Full-time

Job Overview

We are hiring for a talented Credit / Risk Analyst professional to join our team. If you're excited to be part of a winning team, Greengates Group Limited is a great place to showcase your experience.

Responsibilities

Analyze data to better understand potential risks, concerns and outcomes of decisions

Aggregate data from multiple sources to provide a comprehensive assessment

Create reports, summaries, presentations and process documents to display results

Collaborate with other team members to effectively analyze and present data

Develop systems and processes for gathering and storing data for future analytic projects

Conduct research into potential clients and understand the risks of accepting each one

Identify economic and financial trends that may present a risk to the company

Monitor internal and external data points that may affect the risk level of a decision

Ensure that clients interested in taking loans are given the necessary information to access the loan.

Collection of needed financial information/ documentation and assessing the clients’ creditworthiness.

Calculate and analyzing of risk ratios of clients based on the client’s credit score and financial history.

Recommendation of loans for approval/ Denial based on thorough analysis of the client’s credit request.

Maintaining the loan portfolio.

Setting up payment plans for clients, and ensuring approved loans are promptly disbursed in line with management approval.

Loan monitoring to ensure loan customers are keeping to the terms and conditions of the loan

Qualifications

Possess an HND in relevant fields.

Fifteen years of experience as an analyst in a similar company or related field

Demonstrated ability to prioritize tasks and meet daily deadlines for projects

Strong written and verbal communication skills to inform managers and other stakeholders of results

Proficiency in Microsoft Excel, Access, Visio and other analysis programs

Ability to manage multiple projects and programs at the same time to complete work

Critical thinking skills with the ability to independently solve problems with data

Quantitative and analytical skills with a demonstrated ability to understand new analytical concepts

Basic knowledge of programming languages, such as SQL and Python

Presentation skills, including public speaking and presentation creation using PowerPoint or a similar program

Excellent knowledge of loan application procedures and best lending practices.

Exceptional analytical skills and the ability to work with complicated financial data.

Strong ethical behavior and the ability to work with sensitive financial information.

Ability to analyze the business of clients and identify the credit risk associated with it and recommend mitigates where necessary.

Salary

N200,000 - N350,000 monthly.

Application Closing Date

20th February, 2023.

How to Apply

Interested and qualified candidates should forward their Resume to: excellentjobs95@gmail.com using the Job Title as the subject of the mail.

Company Description
Excellent Jobs is a consulting and recruitment firm, dedicated to hiring and managing great talents for its clients.