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Regional Communications Associate, Africa HND / BA / BSc Job

2024-05-31 10:32   Accounting / Financial Services   Lagos   24 views
Job Details

Responsibilities:

Planning, designing, implementing & managing the overall risk management process for the bank
Monitor the business development for emerging risks and recommend policies and procedures to improve the risk management process
Facilitate the identification, assessment, measurement, monitoring, controlling, and reporting of the level of risks
Maintain oversight over the bank’s enterprise risk management activities
Ensures proper documentation of credits by adhering to set documentation standards and procedures
Define credit approval framework and recommend credit approval limits in line with the banks’ policy
Analysis and appraisal of Individual credit requests under approved policies and procedures
Conduct periodic stress tests and scenario analyses, assessing the impact on the Bank’s credit portfolio and make appropriate recommendations to senior management for appropriate action
Support the loan remediation team, in negotiating workout plans and strategies for delinquent customers
Monitor violations of credit policies, and provide analysis, conclusion, and recommendations
Prepare timely, comprehensive, and reliable credit risk reports to senior management and the board regularly
Responsible for monitoring and classifying portfolios
Analyze credit data to determine the risk of extending credit or lending money on every transaction.
Responsible for researching to monitor market trends, assess risk severity, and make adequate forecasts for product and policy development.
Prepare a detailed written credit summary of commercial applicants requesting credit
Support business unit goals by continuous identification of process improvements and efficiencies that reduce costs and improve customer service level
Evaluate risk business decisions and make recommendations
Provide support, education, and training to staff to create risk awareness
Enforce regulatory compliance in line with company procedures, policies, external regulatory bodies, and industry best practices.

Requirements:

Minimum of 5 years relevant work experience in Risk Analysis, Auditing, Internal Control, and related fields
Bachelor’s degree in Business Administration, Economics, Accounting etc.
Professional affiliation or membership with relevant institutions
Evidence of completion of the Microfinance Certification program
Ability to foster a cooperative work environment
Ability to work with minimal supervision
Good analytic, report writing, and problem-solving skills
Good understanding of the business process

Company Description
DavoDani MF Bank was incorporated and licensed as Calm Microfinance Bank by Central Bank Of Nigeria (CBN) in September, 2008. However, in July 2014, after new acquisition and restructuring in ownership and management, full operation continued in November, 2014 under the new approved name.
In May ... read more2016, Davo Dani Microfinance Bank Limited was granted a license as state microfinance bank having been upgraded from unit to state status.
The Bank focuses its businesses on Traditional and specialized savings, Current accounts and investment products carefully designed to empower micro, Small and Medium Entrepreneur. Its core values and qualities centre on products innovation and excellent customer service.