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Recruitment at Ultraviolet Microfinance Bank HND / BA / BSc Job

2024-05-29 11:45   Accounting / Financial Services   Abuja   59 views
Job Details

Responsibilities

Credit Risk Management Strategy:

Develop and implement a comprehensive credit risk management strategy aligned with the bank's overall business objectives.
Establish clear credit policies and procedures for loan origination,underwriting, and collection.
Conduct regular credit risk assessments tidentify and mitigatepotential risks.
Develop and monitor key credit risk metrics and reporting tools.

Loan Origination and Underwriting:

Oversee the loan origination process, ensuring adherence to credit policies and procedures.
Lead the loan underwriting team in assessing the creditworthiness ofloan applicants.
Implement effective loan structuring and pricing strategies.

Loan Collection and Portfolio Management:

Develop and implement strategies for effective loan collection and delinquency management.
Oversee the loan portfolio and ensure its quality and profitability.
Minimize non-performing loansand manage loan restructuring when necessary.

Compliance and Regulatory Reporting:

Ensure compliance with all relevant credit risk management regulations and reporting requirements.
Maintain strong relationships with regulatory authorities.

Team Leadership and Development:

Lead and manage the credit department, fostering a high-performing and professional team.
Provide coaching and mentoring tstaff for continuous improvement.

Requirements

Minimum of 3 years of experience in a senior credit risk management role,
preferably in a microfinance or financial services industry.
MCIB (Member of the Chartered Institute of Bankers) certification or equivalent professional qualification is an added advantage.
Proven track record of developing and implementing successful credit risk management strategies.
Strong understanding of microfinance credit risk principles and practices.
In-depth knowledge of BankOne Solution or similar software.
Excellent analytical and problem-solving skills.
Strong communication, interpersonal, and leadership skills.
Ability twork independently and as part of a team.


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Company Description
Ultraviolet Microfinance Bank is a financial institution with its office located in Abuja, Nigeria