Loan Officer (Mainland/Island, Lagos State) National Diploma Job

ENTOURAGE INTEGRATED TRUST LIMITED is looking for a LOAN OFFICER to facilitate lending for our clients by assessing creditworthiness and processing relevant paperwork in LAGOS STATE


AJANGBADI
AFROMEDIA
OKOKO
IYANA IBA
IYANA SCHOOL
AGBARA
BADAGRY
OJO BARRACK
ALABA SURU
ALABA INTERNATIONAL
CONSTAIN
BOUNDARY
IJORA BADIA
IJORA OLOPA


Loan Officer responsibilities include preparing loan applications, evaluating clients' financial information and calculating risk ratios. To be successful in this role, you should have a good understanding of lending procedures and customer service experience.

Ultimately, you will help our clients acquire loans in a timely manner, while ensuring all requitements are met.

RESPONSIBILITIES


Review loan requests
Assess clients' financial status
Evaluate creditworthiness and risks
Contact clients to gather financial data and documentation
Analyse risks and approve or reject loan requests
Set up payment plans
Maintain updated records of loan applications
Follow up with clients about loan renewals
Monitor progress of existing loans
Weekly repayment collection


REQUIREMENTS AND SKILLS


Minimum of 3 years proven work experience as a Loan Officer
Minimum of 3 years group lending experience
Hands-on experience with lending procedures and products
Ability to create and process financial spreadsheets
Strong analytical skills
Excellent communication and interpersonal skills
Customer service experience
NCE/OND/HND/BSc in Banking and Finance, Economics or related field


BENEFITS:


Starting Salary: 120,000
Monday to Friday
Profit Sharing
HMO
Flexible working hour
Yearly appraisal
Salary review base on performance