Head of Credit Masters Job

Job Summary

We are seeking a dynamic and experienced Head of Credit to lead our credit function and drive sustainable growth.
The ideal candidate will have a proven track record in credit risk management, portfolio management, and building high-performing credit teams.

Responsibilities

Develop and implement a comprehensive credit risk management strategy aligned with the company's overall business objectives.
Build and lead a high-performing credit team, fostering a culture of excellence and continuous improvement.
Oversee credit underwriting, approval, and monitoring processes to ensure optimal risk-adjusted returns.
Develop and maintain robust credit policies, procedures, and guidelines.
Conduct regular credit portfolio reviews and risk assessments to identify potential risks and opportunities.
Monitor industry trends and regulatory changes to ensure compliance and adapt credit strategies accordingly.
Collaborate with other departments to optimise credit decision and customer experience.
Develop and implement credit scoring models and other advanced analytics tools.

Qualifications

Proven track record in credit risk management with at least [number] years of experience in a similar role.
Strong understanding of credit underwriting, portfolio management, and collections.
In-depth knowledge of credit risk assessment methodologies and tools.
Excellent leadership and people management skills.
Strong analytical and problem-solving abilities.
Proven ability to build and lead high-performing teams.
Strong communication and interpersonal skills.
Bachelor's degree in finance, economics, or a related field; advanced degree preferred.

BOCTRUST MICROFINANCE BANK is a financial institution licensed by Central Bank of Nigeria to give social and economic Support to the lower middle class, working class and the economically active poor