Credit Relationship Officer HND / BA / BSc Job

Responsibilities

Drive sales activity through business development efforts with companies or individuals.
Evaluating the creditworthiness of the applicants as well as the risk involved before loan disbursement.
Identity opportunities, research their requirements, conduct primary research, present proposals, negotiate deals and close deal.
Act as liaison between customers and our financial institution and help applicants acquire loans in a truly manner.
Keep abreast of market trends and competitive activities, maintain current knowledge of construction and contracting industry.
Determine if the client is loan worthy based on information received such as financial statements, collateral etc.

Requirements

Candidates should possess Bachelor's Degrees in Finance, Economics, Accounting, Marketing or a related field
2 - 4 years relevant work experience as a loan officer in the any financial institution ( micro finance included).
Proven sales experience from carrying out Loan Processing, disbursement, monitoring, collateral management and loan repayment collection from customers of the company.
Excellent communication and interpersonal skills
Strong problem-solving and decision-making skills.
Age range between 23 - 28 years.

Finance and Credit is the major backbone supporting economic decisions in any economy, we live in a unique time where despite the importance of the Banking system to SME’s, there is a seemingly high trust deficit between small business owners and the banking system with reference to ease of ac... read morecess to credit.
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