Credit Analyst Bachelor Degree Job
2025-01-21 11:00 Accounting / Financial Services Lagos 48 viewsJob Details
Key Responsibilities
Review and analyze credit requests from individuals and corporate clients.
Prepare credit memos, loan disbursement schedules, and offer letters.
Draft loan and lease agreements and ensure all documentation is in order.
Create and manage loan accounts in the company's Core Banking System.
Maintain accurate credit files and manage the filing system.
Assist the Head of Risk Management with other duties as required.
Requirements
Minimum of a BSc. or HND in Accounting or a related field.
2 - 3 years of post-qualification experience in a similar role.
Excellent written and oral communication skills.
Proficiency in MS Office, especially MS Excel.
Technology-savvy with a strong understanding of credit analysis processes.
Key Performance Indicators (KPIs)
Credit Approval Rate: Percentage of credit applications approved after analysis.
Timeliness of Credit Processing: Meeting deadlines for preparing memos, agreements, and account creation.
Accuracy of Credit Reports: Number of errors in loan/credit memos, disbursement schedules, and agreements.
Portfolio Quality: Ensuring a low level of delinquent loans in the portfolio.
Compliance with Risk Management Standards: Adherence to company policies and procedures in credit evaluation.
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