Credit Analyst-ICS Outsourcing Nigeria Limited HND / BA / BSc Job
2024-01-31 09:55 Other categories Lagos 232 viewsJob Details
Credit Analyst
Location: Lagos
Employment Type: Full-time
Job Description
- Assess the creditworthiness of clients
- Evaluate clients’ credit applications, financial documents, records and credit history to determine their credit worthiness.
- Prepare ratio, trend, cash flows analyses, and create projections based on historical data.
- Analyze credit applications and make recommendations to management for approvals.
- Prepare credit appraisal memorandum in respect of applications for the consideration of Approval.
- Follow up on credit requests to ensure approvals are obtained within approved timeline set by management
- Attend meetings with Relationship Officers to structure appropriate facilities for customers.
- Monitor risk asset portfolio and ensure adherence to regulatory standard.
- Prepare and submit credit reports to management and regulators in timely manner.
- Adhere to credit policy and guidelines of the company.
- Perform any other function that may be assigned by the Head, Credit Department, Management and Board
- Achieve agreed financials targets (assets and liabilities generation) on a monthly basis.
Educational Qualification & Experience
- Bachelor's Degree or HND in any discipline.
- 3 - 4 years credit analysis experience in a bank or non-bank financial institution.
Skills and Person Specification:
- Ability to effectively manage competing deadlines for projects with less supervision.
- Excellent written and oral communication skills.
- Strong math aptitude, organizational and analytical skills.
- Strong problem-solving and follow-up skills coupled with pragmatism and common sense
- Decision oriented with the ability to support with sound reasoning and logic
- Impeccable understanding of financial statements, ratios,and concepts
- Computer literate; fluency in Microsoft Office programs (Word, Excel, Outlook)
- Experience with use of credit administration or other banking application software
- Age range of 30 - 35 years is preferred.
Remuneration
- Competitive salary package.
Application Closing Date
30th April, 2024.
How to Apply
Interested and qualified candidates should send their CV to: ombang@icsoutsourcing.com using the Job Title as the subject of the mail.
Company Description
ICS Outsourcing Nigeria Limited - Our client, a leading player in the other Financial Institution